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About

Farming insurance experts with decades of regional experience, local knowledge, and rural connections throughout Cornwall, Devon, Somerset and Dorset.

Sector

Insurance

Services Terrafarmer provides

Terrafarmer is majority-owned by Cornish Mutual. We work closely together to give Cornish Mutual Members practical farming advice, including soil, agronomy, and environmental schemes, that goes well beyond the insurance policy.

Cornish Mutual has been protecting farms and rural businesses across the South West since 1903. Put its understanding of farming businesses alongside Terrafarmer’s agricultural and environmental expertise, and Members get real help making decisions about the future of their farm, not just cover for when things go wrong.

At Cornish Mutual, our purpose is to protect and support the farming community. Our partnership with Terrafarmer allows us to go beyond insurance, helping farmers improve the resilience, productivity and long-term sustainability of their businesses.

Terrafarmer brings practical expertise and innovative solutions that complement our own commitment to supporting farmers. By working together, we can help our Members navigate the challenges facing agriculture and build stronger businesses for the future.

Peter Beaumont, CEO, Cornish Mutual

Since 2022, Terrafarmer has supported more than 50 Cornish Mutual Members.

Sustainable Farming Incentive (SFI) support

A big part of what we do for Cornish Mutual Members is SFI: working out what’s on offer, which actions genuinely suit their land, and supporting them through the application itself. As a Cornish Mutual Member, you’re entitled to a free initial SFI consultation with Terrafarmer.

Wider farming transition support

Beyond SFI, we help Members look at alternative income, soil health, and where regenerative practices actually pay off on their farm, plus how environmental  other schemes fit into a business that still needs to turn a profit.

Our wider services

Every farm is different, so our advice is practical, tailored and grounded in what actually works. Our services include:

  • Soil sampling and analysis
  • Regenerative agriculture consultancy
  • Environmental scheme advice
  • Agronomy
  • Agricultural research and trials

Through the partnership, Cornish Mutual Members get specialist support from a team that understands farming — helping them respond to change and build stronger, more resilient businesses.

Cornish Mutual farming clients attending a farm visit conducted by Terrafarmer.

Cornish Mutual farming clients attending a farm visit conducted by Terrafarmer. Photograph: Terrafarmer

Owned by farmers, for farmers

Cornish Mutual is owned by its Members, not outside shareholders; as part of that family, Terrafarmer works the same way. We’re accountable to the farming community we serve, not to external investors. Our success isn’t just our own numbers. It’s the value we create for farmers, and the stronger, more resilient businesses we help build.

That’s what “by farmers, for farmers” means to us.

Terrafarmer logo icon

Building soil health from the ground up

Become economically and environmentally sustainable in any agricultural system.

Expert advice  •  No obligation